{
  "name": "Best Travel Card",
  "url": "https://cashbackpacker.com/pelikan-travel-card/",
  "type": "Visa card for travellers (co-branded offer)",
  "issuer": "ether.fi",
  "network": "Visa",
  "travel_partner": "Pelikan (pelikan.sk), Bratislava",
  "everyday_cashback": {
    "rate": "3% on every eligible purchase (4% on VIP)",
    "monthly_caps_usd": {
      "core": 2000,
      "luxe": 10000,
      "pinnacle": 50000,
      "vip": 50000
    }
  },
  "flight_cashback": "6% back on flights booked with Pelikan = ether.fi 3% (every purchase) + Pelikan extra 3% on the fare (Dubaihop app or WhatsApp +421 947 797 797); Pelikan part capped at $500/yr; illustrative until partner schedule countersigned",
  "fx": "0% markup on EUR and USD; other currencies ~1% base conversion (+ up to 0.5% on Core)",
  "top_up": "SEPA / SEPA Instant from any European bank; fee free to €0.90 depending on country and provider",
  "onboarding": "virtual card typically ready in under 5 minutes; Apple Pay and Google Pay",
  "protection": "ether.fi Cash Protection Program, coverage-backed: up to $10,000 on Core and up to $50,000 on Luxe for unauthorized activity on covered contracts; eligibility and exclusions apply; not a bank deposit",
  "extras": [
    "lounge.club 1+1: lounge access for the cardholder and 1 companion for $33/month (companion free), every card tier, on flights booked in the Pelikan concierge app",
    "SOS Flights 24/7 disruption desk (sosflights.help)",
    "HotelHop hotel price monitoring",
    "Pelikan Concierge 24/7",
    "Tokenized S&P 500 / Nasdaq-100 (xStocks) in the ether.fi app, borrow ~4%/yr to spend"
  ],
  "estimate_example": {
    "monthly_spend_usd": 1500,
    "flights_per_year": 6,
    "average_fare_usd": 450,
    "tier": "core",
    "cash_back_total_usd": 702,
    "total_value_usd": 1202
  },
  "calculator_url_params": "?spend=<usd/month>&flights=<per year>&fare=<usd>&tier=core|luxe|pinnacle|vip&cur=USD|EUR",
  "sources": [
    "https://help.ether.fi/en/articles/776152-membership-level-benefits",
    "https://help.ether.fi/en/articles/825861-what-is-the-ether-fi-cash-protection-program",
    "https://help.ether.fi/en/articles/755637-what-are-xstocks",
    "https://www.trustpilot.com/review/pelikan.sk",
    "https://help.ether.fi/en/articles/303623-what-are-the-transaction-limits-and-fees-for-personal-cash-credit-cards",
    "https://help.ether.fi/en/articles/758780-in-which-countries-is-the-cash-card-available",
    "https://help.revolut.com/en-NL/help/wealth/exchanging-money/how-much-does-it-cost-to-make-an-exchange/will-i-be-charged-for-exchanging-foreign-currencies/",
    "https://support.n26.com/en-eu/payments-transfers-and-withdrawals/card-and-online-payments/how-to-use-my-card-to-pay-abroad"
  ],
  "contact": {
    "whatsapp": "+421947797797",
    "web": "https://www.pelikan.sk"
  },
  "updated": "2026-09-27",
  "compared_with": [
    {
      "card": "Revolut Standard (EEA)",
      "cashback": "none (RevPoints 1 per €10)",
      "fx": "1% on exchanges Fri 17:00–Sun 18:00 ET; 1% above €1,000/month weekdays",
      "source": "https://help.revolut.com/en-NL/help/wealth/exchanging-money/how-much-does-it-cost-to-make-an-exchange/will-i-be-charged-for-exchanging-foreign-currencies/"
    },
    {
      "card": "N26 Standard",
      "cashback": "none",
      "fx": "no N26 fee on foreign card payments (Mastercard rate); 1.7% on foreign-currency ATM withdrawals",
      "source": "https://support.n26.com/en-eu/payments-transfers-and-withdrawals/card-and-online-payments/how-to-use-my-card-to-pay-abroad"
    }
  ],
  "trip_example": {
    "spend_usd": 2000,
    "currency": "usd",
    "weekend_share": 0.3,
    "pelikan_flight_usd": 600,
    "best_travel_card_usd": 96,
    "revolut_standard_usd": -9,
    "n26_standard_usd": 0
  },
  "monthly_fee": "none; tiers unlock via loyalty points (Luxe 5k, Pinnacle 25k, VIP invite)",
  "atm": "available all tiers; $1,000 per withdrawal, max 5 per 24h; 10 free/month from Luxe; operator fees may apply",
  "eligibility": "KYC; supported countries incl. SK, CZ, AT, DE, FR, IT, ES, PT, PL, HU, Nordics, Baltics, CH, UK; Belgium and Ireland virtual card only",
  "not_insurance": "Not a trip-cancellation or medical insurance policy; includes Visa auto-rental insurance, purchase/price protection, Cash Protection Program, SOS Flights desk",
  "membership_values_usd": {
    "core": "over $1,000",
    "luxe": "over $5,600",
    "pinnacle": "over $28,000",
    "vip": "over $50,000",
    "basis": "ether.fi estimated annual value in rewards at full usage (ether.fi/personal/compare, 2026-09-27)"
  },
  "links": {
    "get_the_card": "https://cashbackpacker.com/go/best-travel-card?from=pelikan-facts",
    "app_store": "https://cashbackpacker.com/go/dubaihop-ios?from=pelikan-facts",
    "google_play": "https://cashbackpacker.com/go/dubaihop-android?from=pelikan-facts",
    "whatsapp": "https://wa.me/421947797797?text=Hi%20Pelikan%20VIP%20-%20I%20want%20the%20Best%20Travel%20Card",
    "pelikan": "https://www.pelikan.sk"
  }
}