Cashbackpacker / Cards / Tria Card
Tria Card: what it really pays a traveller
Best result on our standard traveller profile: $60.83 a month kept on the Max (Metal) plan in Slovakia, a real rate of 3.05% against 6.0% advertised.
Rank by country, standard traveller profile
| Country | Rank | Plan | Kept a month | Real rate |
|---|---|---|---|---|
| Slovakia | #1 of 19 | Max (Metal) | $60.83 | 3.05% |
| Czechia | #1 of 18 | Max (Metal) | $60.83 | 3.05% |
| Germany | #1 of 19 | Max (Metal) | $60.83 | 3.05% |
| Austria | #1 of 19 | Max (Metal) | $60.83 | 3.05% |
| Poland | #1 of 19 | Max (Metal) | $60.83 | 3.05% |
| United Kingdom | #1 of 16 | Max (Metal) | $60.83 | 3.05% |
| France | #1 of 19 | Max (Metal) | $60.83 | 3.05% |
| Spain | #1 of 19 | Max (Metal) | $60.83 | 3.05% |
| Italy | #1 of 19 | Max (Metal) | $60.83 | 3.05% |
| Netherlands | #1 of 17 | Max (Metal) | $60.83 | 3.05% |
| United Arab Emirates | #1 of 16 | Max (Metal) | $60.83 | 3.05% |
| United States | #1 of 13 | Max (Metal) | $93.60 | 4.70% |
Profile: $1,500 a month card spend at home, 4 trips a year at $800 in local currencies, 6 flights at $450, paid plans allowed, flights booked through the card's own travel channel. How the number is made.
Plans and fees
| Plan | Cost | Cashback bands (per month) |
|---|---|---|
| Lite | $20/yr | 1.5% on the first $1,000, 0.5% above |
| Pro | $109/yr | 4.5% on the first $1,000, 1.0% above |
| Max (Metal) | $250/yr | 6.0% on the first $2,000, 1.0% above |
Spending abroad
About 1.9% on non-USD purchases, measured in real test purchases (1% Visa FX fee, 0.5% Tria fee and Visa's exchange rate); none on USD Measured: 1.93% over the real rate on non-USD purchases (335 purchases).
Good
- Up to 6% cashback on the top tier (first $2,000/mo)
- No fees on US-dollar purchases
- Cashback paid in liquid USDT on Arbitrum, no vesting (Season 3, June 2026)
Watch out
- Boosted rate only applies up to the monthly cap; spend above drops to 0.5%/1%
- Purchases outside US dollars pay a 0.5% Tria fee on top of Visa's 1% FX fee: about 1.9% over the market rate all in, in Crypto Card Finder's test
- Higher cashback requires a paid annual membership (recurring, not one-time)
What card holders say on X
Positive: 5 positive, 1 negative, 2 neutral of 8 public posts, 2026-08-25 to 2026-10-25.
Praised: 6% cashback paid, Payouts reliable, Daily use works. Complaints: FX transaction fees, Physical card limits, Tiered spending caps.
- "Tria paid USDT cashback to thousands" @DustyBC on X ↗
- "Uses daily gets 6% cashback" @kinnnomangou on X ↗
- "Nets 4.5% after FX fees" @bewise0 on X ↗
- "Sticks with Tria no physical ship" @ShinKiro14 on X ↗
Public X posts from the last 60 days, found with xAI Grok X Search. Each post is classed positive, negative or neutral about card quality: cashback actually paid, approvals, declines, support, fees and FX. Brand accounts and referral posts are left out. Every linked post was checked to exist on the day. The mood never changes the ranking.
Availability and Curve
234 countries. Source: Crypto Card Finder (regions), checked 2026-10-18. Tria's Prohibited Use Policy bars sanctioned jurisdictions (Cuba, Iran, North Korea, Syria, Crimea, Donetsk, Luhansk) and high-risk ones (including Afghanistan, Belarus, Iraq, Lebanon, Libya, Myanmar, Nicaragua, Russia, Somalia, Sudan…. Curve Pay: does not work (Issued outside the UK/EEA, so Curve cannot add it).
Questions
How much cashback does Tria Card really pay?
On our standard traveller profile ($1,500 a month at home, 4 trips at $800 in local currencies, 6 flights at $450), Tria Card keeps $60.83 a month on the Max (Metal) plan in Slovakia, a real rate of 3.05% after fees and FX. The advertised top rate is 6.0%.
Where is Tria Card available?
Tria Card is available in 234 countries, by Crypto Card Finder (regions) (checked 2026-10-18). Tria's Prohibited Use Policy bars sanctioned jurisdictions (Cuba, Iran, North Korea, Syria, Crimea, Donetsk, Luhansk) and high-risk ones (including Afghanistan, Belarus, Iraq, Lebanon, Libya, Myanmar, Nicaragua, Russia, Somalia, Sudan….
What does Tria Card cost to use abroad?
About 1.9% on non-USD purchases, measured in real test purchases (1% Visa FX fee, 0.5% Tria fee and Visa's exchange rate); none on USD
Does Tria Card work with Curve Pay?
No. Issued outside the UK/EEA, so Curve cannot add it.
What do card holders say about Tria Card on X?
Over the last 60 days we classed 8 public posts: 5 positive, 1 negative, 2 neutral (positive). Praised: 6% cashback paid, Payouts reliable, Daily use works. Complaints: FX transaction fees, Physical card limits, Tiered spending caps.