Cashbackpacker / Cards / MetaMask Card
MetaMask Card: what it really pays a traveller
Best result on our standard traveller profile: −$5.98 a month kept on the Virtual (Free) plan in Poland, a real rate of −0.30% against 1.0% advertised.
Rank by country, standard traveller profile
| Country | Rank | Plan | Kept a month | Real rate |
|---|---|---|---|---|
| Slovakia | #14 of 19 | Virtual (Free) | −$5.98 | −0.30% |
| Czechia | not available or filtered | |||
| Germany | #14 of 19 | Virtual (Free) | −$5.98 | −0.30% |
| Austria | #14 of 19 | Virtual (Free) | −$5.98 | −0.30% |
| Poland | #11 of 19 | Virtual (Free) | −$5.98 | −0.30% |
| United Kingdom | not available or filtered | |||
| France | #14 of 19 | Virtual (Free) | −$5.98 | −0.30% |
| Spain | #14 of 19 | Virtual (Free) | −$5.98 | −0.30% |
| Italy | #14 of 19 | Virtual (Free) | −$5.98 | −0.30% |
| Netherlands | #12 of 17 | Virtual (Free) | −$5.98 | −0.30% |
| United Arab Emirates | not available or filtered | |||
| United States | not available or filtered |
Profile: $1,500 a month card spend at home, 4 trips a year at $800 in local currencies, 6 flights at $450, paid plans allowed, flights booked through the card's own travel channel. How the number is made.
Plans and fees
| Plan | Cost | Cashback bands (per month) |
|---|---|---|
| Virtual (Free) | Free | 1.0% above |
Spending abroad
01%
Good
- Self-custodial: crypto stays in your wallet until purchase
- 0% FX on Metal
- Virtual + physical, Apple/Google Pay
Watch out
- Cashback paid in mUSD (de-peg/liquidity risk; may need gas to use)
- US new sign-ups paused since 3 Jun 2026, and Metal card orders paused everywhere since 2 Jun 2026 (Virtual card only)
What card holders say on X
Negative: 1 positive, 2 negative, 1 neutral of 4 public posts, 2026-08-25 to 2026-10-25. Few posts, so read it as a hint.
Praised: 1% cashback, Seamless conversion, Self custody. Complaints: Draconian KYC, Paid tier FX, Low adoption.
- "Auto converts tokens seamlessly" @lindyhan on X ↗
- "Draconian KYC after $10k spend" @puhpuh on X ↗
- "0% FX needs $199 metal tier" @0akash0x on X ↗
- "Only 3k wallets using card" @crypto_tytn on X ↗
Public X posts from the last 60 days, found with xAI Grok X Search. Each post is classed positive, negative or neutral about card quality: cashback actually paid, approvals, declines, support, fees and FX. Brand accounts and referral posts are left out. Every linked post was checked to exist on the day. The mood never changes the ranking.
Availability and Curve
51 countries. Source: Card Map (official list), checked 2026-10-04. Curve Pay: works (Mastercard issued by Monavate (UK/EEA cardholders) via Baanx).
Questions
How much cashback does MetaMask Card really pay?
On our standard traveller profile ($1,500 a month at home, 4 trips at $800 in local currencies, 6 flights at $450), MetaMask Card keeps −$5.98 a month on the Virtual (Free) plan in Poland, a real rate of −0.30% after fees and FX. The advertised top rate is 1.0%.
Where is MetaMask Card available?
MetaMask Card is available in 51 countries, by Card Map (official list) (checked 2026-10-04).
What does MetaMask Card cost to use abroad?
01%
Does MetaMask Card work with Curve Pay?
Yes. Mastercard issued by Monavate (UK/EEA cardholders) via Baanx.
What do card holders say about MetaMask Card on X?
Over the last 60 days we classed 4 public posts: 1 positive, 2 negative, 1 neutral (negative). Praised: 1% cashback, Seamless conversion, Self custody. Complaints: Draconian KYC, Paid tier FX, Low adoption.